


Maluk App
A Financial Coach, right in Your Employee’s Pocket!
Empower your employees to reduce financial stress and take charge of their financial future with
Maluk App
making financial wellness
Easier, faster, and more enjoyable.


of employees say that personal finances are the main cause of stress
Financially stressed employees are more likely to
Be distracted at work.
Take more time off.
Show lower engagement
Leave the company
Resulting in lost productivity and reduced profits
How Employee Financial Wellness impacts profitability?


Low Productivity
Financially Stressed Employees spend over three hours per week dealing with personal finances at work and loose nearly one month of productive work time


High Absenteeism
Employees who worry about money miss almost twice as many days per year compared to their unstressed colleagues


High Turnover
Costs companies 33% of an employee’s annual salary
Benefits to Employers

of employers feel responsible for employee financial wellness compared to 41% in 2013

of Employers Now Say Offering Financial Wellness Tools Helps Increase Employee Retention

of employers agree that offering financial wellness support can result in more satisfied, loyal, engaged and productive employees

High and increasing ROI

Benefits to Employees:
Reduces stress
Increases confidence about financial future
Increases focus, engagement and productivity
Financial Wellness helps Employees

Build emergency savings.

Increase savings for specific goals.

Manage debt effectively.
