Who we are

Welcome to Maluk, a financial wellness app developed by Malukifinlit. Your privacy is important to us, and this Privacy Policy explains how we collect, use, and protect your personal information.

Information We Collect through the app

We collect the following types of personal data from you:

– Personal Information: Name, email address.

– Financial Data: Transactions, budgets, income, and expenses.

– Location Data: If provided by the user.

– Other Data: Any additional data you voluntarily provide in the app.

We do not collect any data automatically, such as cookies, analytics, or tracking data.

How We Collect Your Data

All data is collected through user input only, meaning you provide the data manually within the app.

How We Use Your Data

Your personal and financial data is collected for the following purposes:

– To provide the core functionality of Maluk (financial tracking, insights, and budgeting tools).

– To improve user experience and enhance app performance.

– To ensure compliance with applicable financial regulations.

Third-Party Services & Integrations

We integrate with the following third-party services:

– Authentication Services: Google and Apple Sign-In.

– Analytics Services: We may share anonymized usage data with analytics providers to improve our services.

We do not share your financial or personal data with any third-party service for marketing or advertising purposes.

Data Storage & Security

– Storage: All user data is securely stored on AWS.

– Encryption: All data is encrypted in transit and at rest to ensure security.

– Data Retention: We retain user data until the user deletes it from the app.

User Rights & Controls

We provide the following rights to our users:

– Data Deletion: Users can request to delete their data at any time.

– Data Modification: Users can update their personal and financial data through the app settings.

– Opt-Out: Users cannot opt out of data collection, as it is essential for the app’s functionality.

Compliance with Regulations

Malukifinlit complies with GDPR (General Data Protection Regulation) to ensure user privacy and data protection.